FOCUS: The Small Accounts-Casualty division provides primary liability coverage for premises-driven (OL&T), General and Artisan Contractors' and Manufacturers' accounts generating less than $10,000 in annual premium.
TARGET CLASSES:
Contractors (Excluding NY, New Residential in AZ, CA, CO, NV, OR, WA)
- General Contractors (MP $2,250)
- Carpenters
- Debris Removal
- Electricians
- Fencing
- Framing
- Heating / AC
- Irrigation
- Janitorial
- Landscaping
- Masonry
- Painters
- Plumbers
- Project Specific Policies Available
Owners, Landlords & Tenant Risks
- Office
- Retail Stores
- Lessors Risk
- Vacant Building
- Vacant Land
- Convenience Stores
- Habitational
- Home Owners Association
- Hotels and Motels
- Laboratories
- Restaurants (w/ alcohol less than 30%)
- Real Estate
- Service Risks
- Special Events
- Truckers
- Warehouses
Manufacturers
- Sporting Goods or Athletic Equipment
- Toys or Games
- Plastic or Rubber Goods
- Tools
- Trailers (Utility under 10K GVWR)
- Food Products
- Paper Goods
- Electrical Equipment
- Leather Products
- Textile Products
- Clothing
- Metal Goods
- Automobile Parts, Non-Operating
- Beverages (Alcohol Ok, Liquor Liability can be added)
PREMIUM RANGE: $750 to $10,000