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Excess Property

XP

Excess Property

FOCUS: We provide excess property coverage on a participatory or layered basis to catastrophe-exposed and other property schedules. Our goal is to participate in the upper end of the "working layer" or in the pure capacity excess layers.

TARGET CLASSES:

  • Municipalities and Public Schools (Superior Risks Only)
  • Real Estate (Office, Warehouse, Retail Space)
  • Higher Education (Community Colleges, Colleges, Universities)
  • Hospitals, Nursing Homes and other Healthcare Facilities
  • Hotels, Motels, Resort Properties
  • Franchise Properties (Retail, Restaurants etc.)
  • Light Hazard Manufacturing
  • Habitational (Condominiums, Apartments)

AVAILABLE COVERAGES:

  • "All Risk" including or excluding Earthquake and/or Flood - Follow-Form Excess
  • Difference in Conditions - Earthquake and/or Flood
  • Named Perils - Single Perils Only - Earthquake, Flood and/or Wind

TARGET RISK SIZE:

  • Our typical account ranges from $15,000,000 to $750,000,000 in TIV usually with $250,000,000 or less in TIV in any one catastrophe exposed area.

CAPACITY: Up to $30,000,000