Allied Healthcare

TARGET CLASSES:

• Adoption and Foster Placement Agencies
• Adult, Respite and Special Needs Day Care
• Ambulance (ground and air) and Non Emergency Transport
• Ambulatory Surgical Centers
• Allied Healthcare and Social Service Organizations
• Home Medical Equipment Suppliers and Fitters
• Home Health Care and In Home Support Services
• Medical Imaging Centers
• Medical Staffing and Nurse Registries
• Mental Health Organizations including:
  • Alcohol and Substance Abuse Rehab and Methadone clinics
  • Counseling
  • Psychiatric Hospitals
• Pharmacies
• Residential Risks including:
  • Group Homes, Half Way houses, Hospice, Shelters, Youth programs
  • Long Term Care Facilities, Assisted Living and Independent Living Facilities
• Specialized Medical Facilities (Medical Labs, Medical Clinics, Rehab Facilities)
• Weight Loss Clinics

AVAILABLE COVERAGES:

• General Liability and Professional Liability - Claims Made/Reported or Occurrence
• Deductible & SIR structures available
• Physical / Sexual Abuse Liability
• Primary Limits up to $1 million / $3 million
• $5 million Excess Liability over multiple underlying coverages, Supported & Unsupported
• Options for Defense outside the Limit of Liability, no punitive damages exclusion and Incident Sensitive trigger
• Expense Reimbursement Coverage Extensions for Evacuation, HIPAA and Legal/Media Expenses
• Small, Medium, and Large sized risks, Average Premium $25,000
• Policy Deductibles - standard $2,500; multiple options available including $0 Deductible