FOCUS: Small residential and non-residential facilities.
TARGET CLASSES:
- Small Care Homes including ALF, ILF, Sober Living Facilities, Halfway Houses, Shelters, Adult or Youth Residential Facilities (Mentally/Physically Disabled, Mentally Ill), Board and Care Homes and more.
- Home Healthcare and Medical Staffing
- Home Medical Equipment Dealers / Fitters
- Nanny Services
- Counseling Services
- Adult Day Care
- Emergency / Non-Emergency Transport
- Other Classes may be acceptable subject to Underwriting Review
AVAILABLE COVERAGES:
- Claims Made and Occurrence Form options
- Limits $1,000,000 Occurrence / $3,000,000 Aggregate (lower/higher limits available)
- Prior Acts
- Punitive Damages
- Defense Outside
- Abuse Sublimit Included
- Blanket Additional Insured
- Non-owned Auto
- Standard deductible of $2,500 provided; lower or $0 Deductible options available on some risks
ELIGIBILITY:
- $3 Million in receipts or less
- Minimum Premium: Starting at $2,500
- 20 Beds Max per Location / 40 Beds Max per Account, up to 3 Locations