FOCUS: This segment of Excess Casualty will focus on light manufacturing and premises-driven (OL & T) accounts that generate less than $15,000 in annual GL premium and up to $7500 in Excess Liability Premium where quick turnaround, basic policy form and ease of handling are essential.
SAMPLE TARGET CLASSES:
- Apartments
- Restaurants
- Contractors - Artisans, Trades, Handymen
- Landscapers, Irrigation Systems
- Office Buildings
- Grocery Stores, Mercantile
- Homeowners Associations Incl Condos
- Strip Malls, Shopping Centers
- Small OCP
- Property Owners-Diversified Holdings
- Hotels/Motels
- Warehouses
- Vacant Buildings
- Special Events, Concerts, Festivals
- Light Manufacturing, Machine Shops
AVAILABLE COVERAGES:
- Limits available to $10 million (Occurrence or Claims Made)
- Follow-form Excess Liability over single or multiple underlying covers
- OK to include Employee Benefits, Employers Liability or Stop Gap
POLICY MINIMUM PREMIUM: $850 Excess GL Only; $1500 to include Auto (per million)
TYPICAL RISK SIZE: $850 to $15,000