Energy

TARGET CLASSES:

• Oil & Gas including:
  • Exploration, Drilling, Architects, Engineers & Consultants, Lease Operators, Lease Work, Site Prep Contractors, Servicing, Pipeline Operations & Construction
• Utilities including:
  • Contractors, Independent Power Producers, Publicly Owned, Investor Owned, Merchant Power, Co-Generation, Wind, Solar, Projects - Build, Own, Operate or Sell Combinations
  • Nuclear Projects - Non Pool
• MEL: (Jones Act)
  • Not Limited to Energy Risks
• Alternative Energy including:
  • Biomass, Co-Generation, Wind, Ethanol, Geothermal, Landfill Methane, Solar, Microturbines, Nanotechnology-Energy Related, Research & Development, Manufacture, Start-ups, Construction, Facility Operation, Project Planning & Management
• Mines:
  • Above Ground & Underground Mines, Equipment Mfg, Repair Contractors & Supply Companies
• Manufacture, Installation, Service & Repair of Equipment Used in the Energy Industry

FREEDOM PACK® is a flexible package product that brings together a variety of important Casualty and Professional coverages for your Energy clients. Easy-to-read forms connected through a single Declarations page and Common Conditions make this a versatile and client-friendly product with clear intent of coverage, limitations and exclusions.

COVERAGE PARTS: Available individually or in combination with any other.

• Commercial General Liability (ISO 12/07) - Occurrence or Claims Made
  • Time Element Pollution available by endorsement
• Contractor's Pollution Liability (Part B) - Occurrence or Claims Made
  • Defense outside of limits
  • Includes Blanket AI, Blanket Waiver of Subrogation, & Primary & Non-contributory language
  • Includes limited Site Environmental Liability for a contractor's yard
  • Non-owned Disposal Site Coverage options
  • Transportation Pollution Liability Coverage options
• Professional Liability (Part C) - Claims Made - Defense included in limit
  • Includes BI & PD
• Site Environmental Liability (Part D)- Claims Made
  • Includes mitigation expenses up to the full policy limit
  • Can be written for up to 3-year terms (For Site Environmental only policies)
• Products Pollution Liability (Part E) - Claims Made - Defense included in limit

CAPACITY:

• CGL - Up to $5,000,000 Occurrence / $10,000,000 Aggregate
• Pollution, Professional and Products - Up to $5,000,000 Occurrence
• MEL - $1,000,000 Combined Single Limit